Are you dreaming of trading in your daily grind for a life in the Mediterranean? Every year, more and more Americans choose to move to Mallorca for its 300 days of sunshine, top-notch healthcare, and lively expat community. However, moving here involves more than booking a one-way ticket. There are visas, paperwork, and property choices to navigate.
This guide, written by Mallorca real estate specialists who’ve helped dozens of international expats make the leap in 2025, is your up-to-date, step-by-step roadmap. We’ll show you exactly what to expect, from selecting the right visa to choosing the perfect neighborhood.
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Why Are Americans Moving to Mallorca?
Why is anyone moving to Mallorca? Well, Mallorca offers year-round sunshine, beautiful beaches, cultural and historical sites, and modern infrastructure.
It appeals to people who are seeking a different way of life and offers the following benefits:
- Warm Climate: The island boasts over 300 days of sunshine annually and has mild winters.
- Quality of Life: The Mediterranean values relaxation and offers residents a better work-life balance than America.
- Scenery: With vibrant cities like Palma, coastal towns, and mountain villages, Mallorca offers something for everyone.
- Safety and Healthcare: Spain offers an established healthcare system and low crime rates.
According to the Majorca Daily Bulletin, there are 124 US citizens per 100,000 people in Mallorca, and interest in moving to the island continues to grow.
Can I Immigrate to Mallorca From the USA?
Yes, you can. The island is incredibly welcoming to global expats, but there are rules to follow if you’re from the USA. While European Union citizens can move to Mallorca without visas, US citizens will need the right documentation.
While students can access visas to study and find work, there are options available for US residents who want to live and work in Mallorca.
Highly Skilled Visa
The Highly Skilled Visa is available for US nationals who are either working in senior management roles, government roles, or as university researchers and lecturers.
The main benefits of this visa include fast processing times, the ability to take your family with you, and the fact that you don’t need to be in a high-demand sector.
Once granted, the visa is active for two years, but you can renew it.
Self-Employed/Entrepreneur Visa
Small business owners and freelancers can work in Mallorca if they can prove that their business is viable and will contribute to the economy. Each visa lasts a year, and you can renew it up to four times.
You’ll need to prove that you’re qualified to work in your sector and can support yourself financially.
While these are the most popular visa options for US expats, there are other gateways available, including:
- The Non-Lucrative Visa: For citizens who want to retire in Mallorca or stay in Spain without working for over 90 days.
- Family Reunification Visa: If you have family in Mallorca, you can apply for a visa.
- Permanent Residency: If you’ve lived in Spain for five years or more, you can apply for permanent residency.
- Note: The Golden Visa was officially abolished on April 3, 2025.
Pro tip: Begin the visa process at least four to six months before your planned moving date. US applicants report that paperwork is often delayed, especially during the summer.
Finding A Home In Mallorca
The best thing about living in Mallorca is the range of property options available. Whether you want to live in vibrant Palma or prefer Southwest Mallorca’s luxury, there’s something for everyone.
However, before purchasing a property, getting your NIE Number and a tax identification number is vital.
If you want to buy a house, open a bank account, purchase a car, or make any other large transaction, you won’t be able to do so without an NIE Number.
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Step 1: Obtain your NIE (foreigner ID number).
You need this before you can sign for a property, open a bank account, or buy a car.
Apply at the Palma Foreigners Office. Slots fill up quickly, so book your appointment online before arriving.
Step 2: Open a Spanish bank account.
This is required for most transactions. U.S. citizens should bring proof of address, a passport, and an NIE.
Many banks now have US-friendly services, so ask about English-speaking staff.
Step 3: Begin your property search.
Consider short-term rentals first to get a feel for neighborhoods before buying.
Pro tip: The hottest homes often go off-market, so work with us, who knows the area and has access to private listings.
Mallorca’s Most Popular Neighborhoods for US Expats
| Area | Best Neighborhoods | Average Property Price |
| Andratx |
|
€9,228 per sqm |
| Área de Calvià |
|
€7,761 per sqm |
| Área de Santanyi |
|
€6,274 per sqm |
| Valldemossa |
|
€6,149 per sqm |
| Área de Deya-Bunyola |
|
€5,944 per sqm |
| Palma de Mallorca |
|
€5,831 per sqm |
| Alcúdia |
|
€5,716 per sqm |
| Área de Escorca |
|
€5,684 per sqm |
| Sóller |
|
€5,584 per sqm |
| Esporles-Puigpunyet-Estellencs-Banyalbufar |
|
€5,552 per sqm |
| Área de Pollença |
|
€5,462 per sqm |
| Área de Sant Lluis |
|
€5,424 per sqm |
| Área de Ses Salines |
|
€5,257 per sqm |
| Santa María del Camí |
|
€5,141 per sqm |
| Capdepera |
|
€4,874 per sqm |
| Área de Campos |
|
€4,724 per sqm |
| Llucmajor |
|
€4,670 per sqm |
| Área de Artà |
|
€4,623 per sqm |
| Área de Es Mercadal |
|
€4,411 per sqm |
| Área de Felanitx |
|
€4,376 per sqm |
Navigating the Mallorca Property Market
If you’re buying a property in Mallorca and require a mortgage, it’s best to speak to a specialist advisor. Working with a mortgage broker also ensures you get the best rates, and plenty of resources are available for US nationals.
It’s also important to remember that the Spanish property market works differently from the US, but a legal specialist will help you complete the sale under government regulations.
Spain has different inheritance laws from the US, so you’ll need to create a Spanish Will that protects your assets.
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Budgeting for Living Costs
Mallorca’s popularity means it’s not Spain’s most affordable place to move, but its lifestyle makes the extra costs worth it for many Americans.
Your living costs will depend on where you choose to purchase a home, as Palma de Mallorca and Southwest Mallorca are more upscale than the Northern and Eastern regions.
US citizens moving to Mallorca will need to pay for healthcare insurance, which gives them access to treatment. You’ll be eligible for free or lower-cost healthcare if you’re awarded permanent residency.
However, compared to popular US cities like New York, Los Angeles, and San Francisco, Mallorca is more affordable.
Here are the average monthly living costs for a couple:
| Utilities | €100–€200 |
| Public Transportation | €50–€300 |
| Groceries | €400–€600 |
| Health Insurance | €60–€150 Per Person |
New York, USA vs. Palma de Mallorca: Living Costs
If you’re moving from New York City, for example, you’ll find that your money can go much further in Palma de Mallorca. Every day expenses, rent, dining out, and even groceries are significantly more affordable.
- The overall cost of living in Palma is 43% lower than in New York (excluding rent).
- When rent is included, Palma is 54.8% cheaper than New York.
- Rent prices in Palma are nearly 70% lower than in New York.
- Restaurants in Palma cost about 36.5% less.
- Groceries are 50.4% less expensive.
- However, local purchasing power is 21.5% lower in Palma than in New York.
- To match an $11,000-per-month lifestyle in New York, you would need only about $4,972 (€4,304) in Palma, including rent.
Palma offers a high quality of life at a fraction of New York’s prices, making it an attractive choice for Americans looking to relocate.
Planning Your Move to the US
We all know that moving house is one of life’s most stressful events, and moving to a new country can be daunting. However, you can ensure a smooth transition by planning ahead and knowing what to expect. Here’s what it looks like with our done-for-you plan at Vista Collection:
| Arrival Week |
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| 1 Month In |
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| 3 Months In |
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Schooling
Families will want to ensure that their children receive the best possible education in Mallorca, and there are numerous international schools available, including The Academy, Bellver International College, and King Richard III.
Language Considerations
While many people speak English in Mallorca, learning the language and immersing yourself in the local culture is always a good idea. There are language schools in the area, and international schools will also teach Spanish to children.
Shipping Your Belongings
Buying new belongings once you arrive in Mallorca may be the more cost-effective option, especially for furniture and kitchen appliances.
However, if you need to ship some belongings, consider exploring international moving companies and comparing rates to find the best option for your needs.
Financial Planning
If you live in Spain for more than 183 days a year, you’ll have to budget for income tax on your total income. However, the US and Spain have a tax treaty, meaning US nationals can avoid paying double tax.
An accountant can help you navigate the system and save money on taxes.
Finding Your People
Mallorca has a vast international community of American, British, Swedish, and German expats, so you’ll have no problem finding people to socialise with.
You can join Meetup groups and meet new people through Facebook groups that cater to Americans living in Mallorca.
Final Thoughts
Moving to Mallorca doesn’t just give you a new way of living; it’s an adventure that perfectly blends history, culture, sunshine, and natural beauty. If you’re considering leaving the US, Vista Collection is here to simplify your property search.
We specialise in connecting international buyers with luxury homes in Mallorca’s most sought-after areas. Please explore our available properties today, or contact us for more information.
FAQs
Is moving to Mallorca a good idea?
Yes, moving to Mallorca is a good idea for many Americans. The island offers a high quality of life, great healthcare, and a relaxed Mediterranean lifestyle. With over 300 days of sunshine per year, a strong expat community, and lower living costs compared to major U.S. cities, it’s an attractive place to relocate.
Can an American buy a house in Mallorca?
Yes, Americans can buy a home in Mallorca, but you’ll need to have an NIE Number and legal support to navigate the Spanish property market. Mortgage LTV ratios can be lower for non-residents, but you can still access a range of property options.
Is Mallorca expensive to live in US dollars?
As with the US, some areas of Mallorca are more expensive than others. For example, living in Palma or Southwest Mallorca often comes with higher living expenses than other areas, but you’re also getting plenty of bars, restaurants, culture, and safe neighborhoods.
However, compared to expensive US cities like Miami, New York, and San Francisco, Mallorca is often more affordable.
Is it worth moving to Mallorca from the US?
Many people leave the US to escape hectic schedules and poor work-life balance. If you want a more relaxed pace of life and year-round sunshine, moving to Mallorca could be the best decision you ever make.
Mallorca offers something for everyone, including retirees who want to take it easy, digital nomads who want to work and play, and families seeking a new lifestyle.
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