TL;DR: Living in Mallorca (for US Expats)
- Lifestyle: Slow mornings, sea swims, café culture, long sunsets. Work-life balance is real here.
- Why Mallorca: 300+ sunny days, safe, international, great food and outdoor life; strong expat community.
- Where to live: Palma: Cosmopolitan, culture + nightlife; higher prices. East Coast (Cala Bona/Millor/D’Or): Family-friendly, quieter, better value. Southwest (Sol de Mallorca/Portals/Santa Ponsa): Luxury villas, schools, privacy; premium pricing. Tramuntana/Inland (Sóller/Deià/Valldemossa): Rustic fincas, nature, slower pace.
- Cost of living: Generally lower than major US cities; luxury areas (e.g., Son Vida) can rival US prime. Budget for purchase taxes, insurance, and utilities.
- Visas & admin: Stays over 90 days require a visa; you’ll need an NIE to buy, bank, and work.
- Work: Best options for English speakers: tourism, tech/remote, education, real estate, finance. Digital nomad visa = flexible path.
- Schools: Public (Spanish/Catalan) or international (English-led + Spanish lessons).
- Healthcare: Excellent public system; many expats add private cover for speed and English-speaking doctors.
- Challenges: Paperwork, language, summer tourism crowds; solved with planning, basic Spanish, and choosing the right area.
- Live like a local: Siesta rhythm, markets, fiestas (almond blossom, Sant Joan), sea life, hiking, sailing.
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Introduction
Over 50,000 Americans live in Spain today, and the number of expats continues to increase (The Local Spain). While there are many amazing places to call your home in Spain, Mallorca is popular due to its year-round sunshine, hot weather, and island living.
Once you decide to make the move and obtain the necessary visa, you’re ready to enjoy an entire lifestyle change, where long commutes and hectic schedules are traded for laid-back workdays and evenings on the beach.
In this guide, we’ll reveal what it’s like to live in Mallorca, and cover how to ensure a smooth transition.
What’s it Like Living in Mallorca Like a Local?
Well, imagine waking up at 6 a.m. (or whatever time you feel like waking up) as the first rays of the Mediterranean sun enter your bedroom. You step outside, barefoot, and dive into the turquoise sea just 20 meters from your villa. After your swim, you stroll to a nearby café for a cortado and ensaïmada, chatting with locals who start their day slowly and with intention.
By late morning, you’re back on your villa’s terrace, laptop open, sea breeze on your face, handling work with fiber-optic internet. In the afternoon, life slows. You might nap, or simply enjoy the quiet before heading to the evening market for fresh produce and wine.
Evenings stretch long. Sunset cocktails with friends, dinner at a beachfront chiringuito, or a drive into the Tramuntana mountains for a late-night feast. This rhythm, work, connection, rest, is the local way of life. It’s not just about where you live in Mallorca. It’s about how you live.
Vista Tip: “If you want to integrate quickly, take part in local fiestas and markets. Mallorca’s traditions, from almond blossom season in February to Sant Joan’s fire festivals in June, are where everyone truly connects.”
Why Do US Expats Choose to Live in Mallorca?
Living in Mallorca as an American is a completely different way of life. The Spanish are known for their laid-back approach to work, long afternoon siestas, and a social culture that focuses on community and family.
Many US expats find the island offers a welcome change from their fast-paced lifestyles back home. Let’s take a look at why Mallorca is so popular.
The Climate
Mallorca experiences a typical Mediterranean climate, with 300 days of annual sunshine. If you’re a fan of warm weather, then living in Mallorca won’t disappoint.
In the spring and summer, the island sees temperatures that range from 61℉ to 88℉, while daytime winter temperatures are usually 57-61℉.
Quality of Life
Mallorca is renowned for its quality of life, and there’s something for everyone. Families can enjoy fun-filled days at the beach, convenient access to shops, and weekend markets, while singles and couples can enjoy a thriving nightlife scene.
With nightclubs like the infamous BCM and the more recent, upscale Lio in Palma’s maritime district, relaxed beach bars, and upscale cocktail lounges, you’ll have no problems finding entertainment.
Accessibility
As one of Spain’s major hubs, Mallorca offers convenient transport links and regular flights to the US.
Due to its popularity with expats from the USA and UK, the island provides a range of international schools, ensuring families can provide their children with the best education. Plus, if you want to visit Barcelona frequently, the flight takes just one hour.
Making the Move to Mallorca
If you want to stay in Mallorca for more than 90 days, you’ll need to obtain a visa. Your eligibility depends on numerous factors, including whether you’re investing money in a property or business, have a job, or can support yourself financially.
Once you explore Mallorca visas for US citizens, you can apply through your Spanish Consulate.
Finding a Home
Anyone can purchase a home in Mallorca, but you’ll need an NIE Number first. These numbers are vital for opening a bank account, working in Spain, and buying a property.
When buying a property in Mallorca, it’s important to consider which neighborhood you’ll live in and the type of property you want.
Many US expats choose Southwest Mallorca, thanks to its luxury homes and safe neighborhoods, but more affordable locations are available.
Living in Palma de Mallorca vs. Other Areas
When planning your move, one of the most important decisions is where on the island to live. Mallorca is diverse, from the cosmopolitan buzz of Palma to the quiet fishing villages on the East Coast. Each area offers a completely different lifestyle, cost of living, and community vibe.
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Living in Palma de Mallorca
Palma, the island’s capital, is where all the action happens. Think Gothic architecture, designer boutiques, rooftop bars, and a thriving food scene. Nightlife is vibrant, with everything from chic cocktail lounges to family-friendly clubs. For many expats, Palma feels like a smaller, sunnier version of Barcelona.
- Pros: Cosmopolitan lifestyle, international schools, excellent healthcare, direct access to nightlife, shopping, and cultural events.
- Cons: Higher property prices, busy traffic, more tourists in summer.
- Cost of Living: Expect Palma to be on the higher end compared to the rest of the island, especially in neighborhoods like Santa Catalina or Portixol.
Living on the East Coast of Mallorca (Cala Bona, Cala Millor, Cala d’Or)
The East Coast is known for its much slower pace and family-friendly feel. Porto Cristo and Cala Millor attract families who want safe beaches, outdoor activities, and a quieter lifestyle. Cala d’Or offers whitewashed villas, chic marinas, and a balance of expat and local communities.
- Pros: Affordable housing compared to Palma, family-oriented atmosphere, calmer pace of life.
- Cons: Limited nightlife, longer drives to Palma (1–1.5 hours).
- Cost of Living: Groceries and dining are typically cheaper than in Palma, and housing costs can be 20–30% lower.
Living in the Southwest of Mallorca
Sol de Mallorca, along with nearby Portals Nous and Santa Ponsa, is part of the island’s exclusive southwest region. This area is famous for luxury villas, golf courses, and private coves. It’s also where many celebrities and entrepreneurs choose to live for both privacy and prestige.
- Pros: Safe, quiet neighborhoods, close to international schools, stunning sea-view villas.
- Cons: Premium property prices, less traditional “local” feel compared to inland towns.
- Cost of Living: Among the highest on the island, luxury homes here can rival Beverly Hills prices.
Living Inland & in the Tramuntana Mountains
If you prefer rustic charm and nature, towns like Sóller, Deià, and Valldemossa offer historic fincas and mountain views. These areas are popular with artists, writers, and those who want privacy and authenticity.
- Pros: Peace, stunning landscapes, strong sense of tradition, and UNESCO World Heritage surroundings.
- Cons: Less international infrastructure, narrow mountain roads, more seasonal weather changes.
- Cost of Living: Housing varies — fincas can be affordable but often require renovation; luxury estates are premium.
Budgeting for Your New Life in Mallorca
The cost of living in Mallorca is, in most cases, lower than in the USA. This is especially true if you live in a city like New York, Los Angeles, or San Francisco. However, planning ahead can help you decide whether moving to Mallorca is the right option for your finances.
While the following numbers are estimates, they’ll give you an idea of how much money you can save compared to living in the US.
| Location | Average Home Price | Groceries (Four People) | Utilities | Dining Out (Family of Four) |
| Mallorca | $292,000 to Over $1.75 Million | $500 to $700 Monthly | $1,162 to $2,264 Annually | $70 to $116 |
| New York | $829,000 to Over $5.5 Million. | $700 to $1,360 Monthly | $3,600 to $7,200 Annually | $80 to $150 |
| San Francisco | $1.35 Million and Over | $900 to $1,200 Monthly | $3,480 to $7,176 Annually | $80 to $180 |
| Boston | $800,000 to $2.7 Million | $700 to $1,500 Monthly | $4,800 to $6,000 Annually | $80 to $160 |
As you can see, Mallorca is generally more affordable than the US for housing and healthcare. But, luxury neighborhoods like Son Vida are exceptions where prices rival Beverly Hills.
Finding Work and Business Opportunities
To work in Mallorca, you’ll need either an employment or a digital nomad visa. While digital nomads have the freedom to work for their own business and international clients, finding employment in Spain can be challenging – but there are plenty of opportunities.
Mallorca has a thriving international community with many English speakers. Some US expats might work for their existing company and transfer to Mallorca, but you’ll also find a range of English-speaking jobs available.
The Most Accessible Industries for English Speakers Include:
- Tourism & Hospitality: Working for tour operators and hotels, or as a travel rep.
- IT: Data analysis, programming, and application development.
- Education: Teaching at one of Mallorca’s international schools.
- Real Estate: Helping newcomers to Mallorca rent and buy property.
- Business & Finance: Marketing, sales managers, and accountants.
Top Tip: When looking for jobs in Mallorca, use specialist websites like English Jobs Spain to find positions. The website lists all available employment opportunities for English speakers and can simplify your search.
Finding Schooling For Children
Schooling will be a top priority if you’re moving with young children. Mallorca has public schools, which are free for residents.
However, most of these schools teach in Spanish and Mallorquín; the transition can be challenging for children who don’t speak the language.
International Schools
International schools enable children to learn at their own pace, and often teach in English, while also focusing on Spanish lessons. Opting for an international school can give your child a better education, but there may be some fees to consider.
You can compare schools and fees on the International Schools Database.
Accessing Healthcare
Spain is well-known for its healthcare system, which operates on a dual public-private basis. Both expats and residents of Mallorca can access the system by paying taxes, but dental and eye care aren’t included.
If you want to receive free healthcare in Spain, you’ll need to register with Seguridad Social and then choose a local health center.
However, many expats opt for private healthcare because it offers higher coverage, and many policies include dental and eye care.
What Are the Challenges of Moving to Mallorca (and what we handle for you)?
Saying goodbye to your current life in the US and moving to Mallorca is a big transition, and it’s natural to experience some challenges along the way.
However, knowing how to navigate them and remembering why you chose to move to Mallorca can ensure you enjoy your new lifestyle.
Bureaucracy
While EU citizens can move to Spain without navigating the country’s bureaucracy, US citizens need to ensure that their paperwork is in order. This includes applying for a visa and NIE number and registering at the town hall.
For this reason, it’s common for US expats to use a specialist immigration service to hire an official administrative professional (gestor) to ensure that all of the documents are in order.
Finding A Community
You should be willing to learn Spanish and Mallorquín, as it enables you to integrate into the community. However, Mallorca is one of Spain’s most popular cities to live in, and it has a thriving international community.
With meet-up groups for digital nomads, international groups, and social spots, you’ll have no problem making new friends and can even find other Americans living in the area.
Tourism
Mallorca is a highly popular tourist destination, with Palma being one of the top ten destinations in Europe (Majorca Daily Bulletin). The island is quieter in the winter but comes alive during the summer.
While some people love the buzz of tourists, others prefer a quieter lifestyle. Moving to one of Mallorca’s quieter neighborhoods can be beneficial, as tourists typically choose livelier areas.
Final Thoughts
Moving to Mallorca could give you more time to enjoy life – whether that’s sipping cocktails with friends or providing your children with an excellent education and accessing employment opportunities.
If you’re ready to move to Mallorca, Vista Collection is your go-to resource for luxury homes in the area. Our experts will help you choose the perfect property and support you throughout the process.
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FAQs
Why are there so many Americans in Mallorca?
Life in America can be hectic, with long workdays and little downtime. Mallorca offers a typical Mediterranean lifestyle, with siestas, shorter workdays, and year-round sunshine.
Its growing status as a business hub also offers Americans plenty of jobs and business opportunities. Plus, the island has a lower cost of living compared to many US locations.
Can an American buy a house in Mallorca?
Anyone can buy a house in Mallorca, but it’s important to remember that you won’t have an automatic right to live there. You need to acquire a visa that lets you reside in Mallorca for longer than 90 days.
Is English commonly spoken in Mallorca?
Yes, the majority of Spanish people speak English – especially if you’re in areas like Palma and Magaluf. But it’s a good idea to learn Spanish as it enables you to integrate into the local community and enjoy a better social life.
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